Insurance & Payment

Transparent pricing for comprehensive mental health care

The Krasner Institute is a psychiatric practice operating out-of-network. This is a deliberate choice. It lets us spend the time each patient actually needs, coordinate care across an integrated team, and pursue the right plan rather than the one an insurer will authorize.

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How Payment Works

  • Fees are due at the time of service. We accept major credit cards, HSA, and FSA payments.
  • We provide a detailed superbill you can submit to your insurer for out-of-network reimbursement, where your plan allows.
  • Many PPO plans reimburse a portion of out-of-network psychiatric care. We encourage you to call your insurer to confirm your out-of-network benefits before your first visit. If you’d like to estimate your reimbursement, these questions help:
  • Do I have out-of-network outpatient mental health benefits?
  • What is my out-of-network deductible, and how much of it have I met?
  • What percentage of the fee is reimbursed once the deductible is met?
    Is there a limit on the number of visits per year?
  • Good Faith Estimates. Under the federal No Surprises Act, you are entitled to a Good Faith Estimate of expected costs before you begin care. We provide one for every service line as a matter of course, so you always know what to expect.

Assessments & Fees

Everyone begins with a psychiatric evaluation by Dr. Krasner. The cost depends on the complexity, severity, and acuity of your case.

  • Core evaluation: interviews, questionnaires (PROMs), records review, and diagnostic formulation by Dr. Krasner.
  • Expanded evaluation: for more complex cases—or when schools require IEP/504 documentation—we add integrated psychological testing through our psychology team.

Every assessment delivers:

  • A comprehensive written report
  • Baseline measures to track progress
  • A Living Treatment Plan (LTP) to guide ongoing care

You’ll receive a fee quote after screening and a financial agreement when your treatment plan is published. Billing occurs at the time of service.

Treatment Services

TMS Therapy

  • Accelerated 3-week program available
  • Often covered by insurance for qualified treatment-resistant depression
  • Prior authorization support provided by our team

Ketamine Services

  • IV Ketamine infusions and Ketamine-Assisted Psychotherapy available
  • Some insurance plans provide coverage
  • Documentation provided for reimbursement

Ongoing Treatment

  • Individual therapy and medication management
  • Faculty Practice services including family therapy and specialized support
  • Care coordination included with active treatment

Reimbursement Support

We provide the documentation you need—superbills, clinical summaries, prior-authorization letters—to help you recover costs through your out-of-network benefits. Coverage varies by plan, but our team helps you verify your benefits before care begins.

  • Detailed superbills with proper diagnostic and procedural codes
  • Treatment summaries supporting medical necessity
  • Prior authorization letters when required
  • Assistance with appeals if initial claims are denied

Many families are able to recover a portion of their costs through out-of-network benefits, though coverage varies significantly by plan.

No Surprises

As part of the No Surprises Act, you are entitled to a Good Faith Estimate of expected costs before treatment starts. If your final bill is more than $400 above the estimate, you have the right to dispute it. Learn more at cms.gov/nosurprises.

Payment Options

We accept:

  • Cash, check, or credit card payment
  • HSA and FSA accounts for tax-advantaged payment
  • Payment arrangements available for larger assessments when needed

Payment timing varies by service – we’ll discuss this during your initial consultation.

Understanding Your Benefits

Before beginning care, we recommend:

  • Contact your insurance company to understand out-of-network mental health benefits
  • Ask about deductibles and annual out-of-network maximums
  • Verify coverage for specific treatments like TMS or Ketamine
  • Request pre-authorization information when helpful

Our administrative team can assist with benefit verification and provide information about the documentation we provide for reimbursement based on your specific plan.

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Investment in Comprehensive Care

Comprehensive assessment and coordinated treatment often provides better long-term value by:

1
Preventing years of trial-and-error approaches that don’t address root causes
2
Reducing the need for multiple providers and repeated evaluations
3
Providing access to advanced treatments that can work more effectively
4
Ensuring accurate understanding of your situation from the start

Questions about coverage or payment options?

Our team is here to help you understand your options and navigate insurance benefits when applicable.
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Serving Connecticut, New York, and New Jersey with transparent, comprehensive psychiatric care.